Moving Abroad: Finding Housing, Healthcare & Support Networks
Moving abroad, whether to teach, as a spouse, or for any job, is an exciting adventure! But if you’re relocating with a family, there are additional considerations to make the transition smoother.
While international schools often provide a range of support for teachers, including assistance with housing and healthcare, the level of help can vary depending on the school and location. And if you’re a digital nomad or moving without the support of your employer, it can make it a little trickier.
Here’s a guide to navigating the essentials, including housing, healthcare, and support networks, when settling into a new country with your family.
Housing: Finding the Right Home
One of the first and most crucial steps when moving overseas is finding a place to live. Many international schools offer housing assistance, ranging from providing school-owned accommodation to helping teachers find suitable rental properties. However, the extent of this support can differ.
- On-Campus Housing: In some cases, international schools provide teachers with on-campus or nearby housing, which can be a major benefit. It can offer convenience and reduce stress, especially for families with young children.
- Housing Stipends/Allowances: In other cases, schools may offer a housing stipend or allowance to help teachers find housing independently. The amount of this stipend can vary significantly depending on the location and the school’s policy.
- School and Employer Approved Agencies: Many schools and employers have partnerships with real estate agencies that specialise in finding homes for expats. These agencies are familiar with the needs of expats and their families, and can help navigate rental contracts, lease terms, and local regulations.
- Independent Agencies: You can also approach real estate agents directly, or ask around on social media groups to get advice before moving. This can be a great way to find a reputable realtor you can reach out to before arriving. Be mindful that depending on where you’re moving, language barriers can be a challenge.
Things to Consider When it Comes to Housing
- Location: The proximity of housing to the school (or your employer), amenities, and public transport is key, especially if you have children attending school or need easy access to other family services. Research the area and make sure it’s safe, family-friendly, and convenient.
- Cost of Living: Depending on the country and city, housing costs can vary widely. While some schools provide substantial allowances, it’s essential to understand the cost of living and whether the housing stipend will cover a suitable home.
- Cultural Considerations: Certain countries may have cultural norms or expectations around housing, such as specific rental processes or local expectations for amenities. Make sure to familiarise yourself with the local rental market and negotiate terms in advance if necessary. For example, some countries require a two year lease while others have standard clauses like being responsible for painting all internal walls prior to moving out.
Healthcare: Ensuring Your Family’s Health and Well-being When Moving Abroad
When teaching abroad, one of the most important things to consider is healthcare for your family. International schools often offer health insurance as part of their benefits package, but the specifics of coverage can vary significantly.
- Private Health Insurance: Many schools provide comprehensive private health insurance that covers both the teacher and their dependents. This is often essential in countries where the public healthcare system is either not available or not up to the standards of private healthcare.
- Out-of-Pocket Costs: Be sure to check whether the school’s overseas health insurance covers the entire family, including dependents, or if additional family members need to be added to the plan at an extra cost. In some countries, healthcare is expensive, and this could be a significant expense. Also, check if you’re covered outside your country of employment (e.g. worldwide coverage or just local).
- School Support for Health Needs: Some schools go beyond insurance and have partnerships with local hospitals or clinics that cater specifically to expats. Schools might also provide a point of contact for any health-related issues, from vaccinations to emergency care.
- Independent Health Insurance: Independent insurance can be possible, if you’re not covered under an employment arrangement or it’s inadequate. But the costs can be prohibitive depending on your location.
Understanding Local Healthcare
- Public vs. Private: If you’re in a country where public healthcare is available, research whether it’s reliable, especially for children. In many places, private healthcare is preferred for expats, offering quicker and more comprehensive services. Ensure you know where the nearest quality healthcare providers are, and whether your insurance will cover visits.
- Local Health Insurance: In some countries, you might be required to enroll in a local public health insurance system. If this is the case, the school may guide you through the process. But be aware of any costs or bureaucratic hurdles.
- Medication and Medical Supplies: Availability of medicines and medical supplies may not be what you’d expect. Stock up on essential prescriptions before you go, and make sure you understand the process for getting medications locally.
Support Networks: Building a Community Abroad
One of the primary benefits of working at an international school is the ready-made expat community that comes with it. Teachers often have access to support networks within the school, where fellow expats are available to offer advice, share experiences, and provide guidance on settling into life in a new country.
- Orientation Programs: Many schools offer orientation programs to help teachers and their families adjust to their new environment. These programs often include cultural integration workshops, practical advice about daily life, and tours of the local area.
- Social Groups and Activities: International schools typically have social clubs, family events, and activities that allow you to meet other teachers, expats, and even local families. Engaging in these activities can be an excellent way to meet people and make connections in your new city.
- Teacher Mentorship: Schools sometimes offer mentorship programs where new teachers are paired with experienced colleagues who can guide them through the relocation process and beyond. These mentors are often a valuable source of information about both professional life and living in the country.
Expanding Your Network Beyond School
While the school provides a fantastic initial support network, exploring the local community and building a broader support system is equally important.
- Expat Communities: Many countries, especially in Asia, Europe, and the Middle East, have vibrant expat communities. You can use these to meet other families going through similar experiences. These communities often have social clubs, meetups, and online forums. These provide a great opportunity to ask questions and share tips about settling in.
- Local Organisations: Depending on where you are moving, there may be local organisations that cater to expats. These groups can offer resources for everything from social activities to language classes. Some cities have dedicated “expat hubs” that host events and provide services to help newcomers settle.
- Parenting Networks: Connecting with other parents, whether through school or local social groups, can provide both friendship and practical advice. You’ll be able to share experiences, tips, and information. For example, how to find child-friendly activities or navigate the local school system.
Conclusion on Moving Abroad as a Family
Settling into a new country with a family as an international teacher comes with challenges! But, it also offers incredible opportunities for personal growth and enriching experiences.
With the support of your school and local networks, you can navigate the essentials. Like housing, healthcare, and support systems – with greater ease. By understanding the support available and being proactive in seeking out the resources you need, you and your family can create a new home in your overseas destination. And enjoy a rewarding teaching experience.
